Solar panels financing

At Sunhero, our mission is to make solar energy an accessible and affordable solution for everyone. That’s why we offer different payment methods and adapt to your personal situation.

If you want to install a photovoltaic system at home and do not want to make any initial investment, we offer different types of financing so that you can choose the option that best suits your current needs.

How can I finance solar panels?

0% interest financing for up to 48 months – Bankinter

We offer the possibility of financing your photovoltaic project with Bankinter, at 0% interest for up to 4 years and without any set-up costs. This is an ideal option if you do not want to make an initial investment and want to amortise the system as quickly as possible. At Sunhero, we calculate the fixed monthly instalment, with no interest for up to 48 months.

Financing at 5% interest for up to 60 months – Banco Santander

If you are looking for financing with a low interest rate and no set-up costs, we have this option available with Banco Santander. We calculate the monthly payment that best suits your current situation so that you can install your photovoltaic system at home, easily and comfortably. In addition, at any time, you can make an early repayment and pay off the financing if you prefer.

Financing up to 12 years – Banco Santander

Install your photovoltaic system at home without touching your savings, financing the project for up to 12 years in fixed monthly instalments and without any set-up costs. We help you calculate which is the best option for you, so that you can enjoy the benefits of self-consumption from day one, reducing your electricity bill without worrying. In addition, you will be able to amortise the financing in advance. Contact us to find out more about this 12-year financing option.

Personal bank loan

At Sunhero, we also work with the option of personal loans through Wizink, a digital bank expert in consumer finance. If you apply for your loan through Sunhero, you will be able to access the special conditions offered in the ECO programme, designed for our customers. Ask for more information about this payment method and we will help you with all your queries.

Discover the benefits of financing your photovoltaic system with Sunhero

No initial investment

Installing a photovoltaic system at home is an option that has brought us many benefits for more than 25 years. Even so, it is true that it requires an outlay of money. For this reason, at Sunhero, we offer the option of financing the project so that you can enjoy all the advantages of generating your own energy at home without having to use your savings.

Savings from day one

Switch to photovoltaic energy and save from day one with the financing plans available. This way, you can take advantage of the savings generated by your panels to pay for the system in easy monthly instalments that adapt to your economic and personal circumstances.

Early repayment

If for any reason you decide to pay off the financing early, you can do so with a penalty of 1% of the value you wish to advance. This way you will be able to reduce the remaining monthly repayments. This option is available for all financing.

Financing options

At Sunhero, we want to offer personalised solutions for all our customers. We are aware of the different realities that exist in each home, which is why we work with different financing options. This way, you can choose the one that best suits your needs, individual circumstances and personal objectives.

Power your house

Generate your own energy with solar PV and become independent from traditional utility providers

Save up to 70%

Reduce your monthly bill payments and protect your family from rising electricity prices

Take care of the Planet

Bring down your CO2 emissions and help build a better future for the planet and the people

Frequently asked questions related to solar panels financing

In order to be able to finance your photovoltaic installation, it is necessary to fulfil certain requirements and present certain documents so that the financial entity can evaluate your case and approve the financing. If you are thinking of financing your photovoltaic system, we will inform you about all the specific details of the process for each of the financing options we work with. However, in order to qualify for financing, you generally need to: 1. Identity verification To verify identity, a photograph of a valid identity document is required. In the case of an expired ID card, a valid driving licence or passport can be presented. 2. Verify bank account To verify the bank account, a photocopy of the bank book or a direct debit receipt is required. 3. Verify recurring income To verify the recurrent income of a salaried worker, the last pay slips are usually requested. In the case of a self-employed person, the last income tax return (stamped).

There is currently no specific tax for photovoltaic systems. However, there are two taxes that have to be paid. On the one hand, there is VAT, which is a tax associated with the purchase of a product or service. At present, 21% VAT must be paid when the installation is carried out, but in some specific cases, such as in construction or renovation work on houses and in renovation work, 10% VAT may be applied. On the other hand, in some autonomous communities, the ICIO (Impuesto de Construcciones, Instalaciones y Obras) must be paid in order to process the building permit. Each municipality determines the percentage of the cost of the work, which is usually between 1% and 5%. Nowadays, many Spanish municipalities are offering a rebate of up to 95% on this tax.